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Who loves reading a prospectus? Anyone?

If you are one of the many people who are averse to reading prospectuses, let me explain something: Prospectuses are like martial arts. They can teach you self-defense.
Having written prospectuses as a young Wall Street lawyer, I can share a few tricks on how to make it through the legalese.
First, don't confuse a prospectu ... (full story)


In the gateway to the Arctic, fat, ice and polar bears are crucial. All three are in trouble

In the gateway to the Arctic, fat, ice and polar bears are crucial. All three are in trouble

ON HUDSON BAY (AP) — Searching for polar bears where the Churchill River dumps into Canada's massive Hudson Bay, biologist Geoff York scans a region that's on a low fat, low ice diet because of climate change.
And it's getting lower on polar bears.
There are now about 600 polar bears in the Western Hudson Bay, one of t ... (full story)


Cambodia hopes a new canal will boost trade. But it risks harming the Mekong that feeds millions.

Cambodia hopes a new canal will boost trade. But it risks harming the Mekong that feeds millions.

PREK TAKEO, Cambodia (AP) — The Mekong River is a lifeline for millions in the six countries it traverses on its way from its headwaters to the sea, sustaining the world's largest inland fishery and abundant rice paddies on Vietnam's Mekong Delta.
Cambodia's plan to build a massive canal linking the Mekong to a port on on ... (full story)


The Fed sees its inflation fight as a success. Will the public eventually agree?

WASHINGTON (AP) — With its larger-than-usual half-point cut to its key interest rate, the Federal Reserve underscored its belief that it's all but conquered inflation after three long years.
The public at large? Not so much.
Consumer surveys, including one released Friday by The Associated Press-NORC Center for Public ... (full story)


Before you sign up for a store credit card, know what you're getting into

Before you sign up for a store credit card, know what you're getting into

NEW YORK (AP) — When Mykail James was 19 and working a holiday job at Victoria's Secret, she took out a store credit card with a $2,000 credit line.
When her school break was over, she realized she could no longer afford the payments. After missing a few, she paid off the card only to find that her credit score had decreas ... (full story)